[{Features}]Key Features

This account offers a multitude of features to help you easily and conveniently manage your money.  The following add-ons come at no additional cost or requirements.

  • Online & Mobile Banking{{1}}

  • Money Management Budgeting Tool

  • Account Alerts

  • Mobile Deposit

  • Mobile Wallet / Mobile Pay

  • Bill Pay

  • eStatements

  • Unlimited check writing

  • School Spirit Debit Cards

  • Overdraft Protection

  • Access to thousands of surcharge-free ATMs nationwide

  • Access to thousands of Shared Branches nationwide

  • Earn Monthly Dividends{{2}}

[{Terms}]Terms

  • $25 Minimum Opening Balance

  • No Minimum Daily Balance

  • $7 / Month Service Fee (which can be avoided)

For a Service Fee FREE Account:

You must meet at least ONE of the following criteria each month :

  • E-Statements & Direct Deposit or any ACH deposit

  • E-Statements & maintain a daily balance of $1,000

  • E-Statement & a Mortgage or Home Equity Loan with CFFCU

  • Over 55 Years of Age 

  • Between the Ages of 14 – 21 years old

For information regarding our Overdraft Protection, please refer to: Overdraft Protection Page |  Discretionary Overdraft Privilege Disclosure.

*$25 is required to open and establish an Advantage Plus Checking Account. Please note: a $7.00 fee will be incurred if the monthly criteria to waive the maintenance fee is not met. For maintenance fee free checking you must meet any one of the following criteria: e-Statements & Direct Deposit or any ACH deposit, e-Statements & maintain a daily balance of $1,000, e-Statements & a mortgage or home equity loan with CFFCU, or you are either over 55 years of age or between the ages of 14–21 years old.Contact a Financial Service Representative for additional account information.

1 - Our app is free, but standard rates and fees may apply from your wireless carrier. App Store is a service mark of Apple Inc. Android is a trademark of Google Inc. PLEASE NOTE: Mobile Banking is only available to Cy-Fair Federal Credit Union members who enroll or have previously in CULink@Home Online Banking.

2 - $2,000 average daily balance is required to earn monthly dividends.