Find, Finance / Refinance
Find Your Vehicle
How are you doing with your vehicle search?
Visit Member Auto Center to browse New & Used vehicles, find preferred dealers and get car buying advice.
Finance Your Vehicle
- Flexible Terms up to 84 Months
- Competitive Loan Rates
- Up to 130% Financing Available*
- GAP & Warranties Available
- Credit Life & Disability Protection Available
Refinance Your Vehicle
Want to lower your monthly payment or move your loan? If you financed with a dealer or another lender, we may be able to help!
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Loan Calculator
LOAN CALCULATOR
Enter your Principal Loan Amount, Interest Rate, and Length of Loan then click the "Calculate" button to see your estimated monthly payment.
Your Estimated Monthly Loan Payment Is:
The information provided by this calculator is intended for illustrative purposes only. The figures shown are hypothetical and may not be applicable to your individual situation. This is an estimate only, your actual payment may vary. Be sure to consult a financial professional prior to relying on the results.
[{Carfax}]Vehicle History Report
We provide a CARFAX Vehicle History Report™ to help protect our members from salvage, total loss, structural damage, lemon, and flood vehicles. Click Here for your vehicle history report.
[{Protection}]Protection
GAP
Insurance
Covers the difference between the insurance settlement amount and the outstanding loan balance if your vehicle is totaled or stolen.3
Extended
Warranty
With CU Certified Automotive, you receive an extended warranty similar to dealer and manufacturer plans, for significantly less money. 3
Auto
Insurance
Excellent coverage with 24/7 claims service and roadside assistance at an affordable price through our state partnership with TruStage. TM
Credit Life
& Disability
Give your family peace of mind. CL&D alleviates concerns of financial strain by helping cover payments as a result of disability or death.
Loan Payment Options
Click here to learn more about the many loan payment options CFFCU makes available to our members.
Skip-A-Payment*
Need a break from your monthly payment?
Members are eligible to apply up to twice a year. You must have at least sixty (60) days and two (2) monthly payments between each skip. To skip a month’s payment, your due date will be advanced by one month. All skip-a-payments are subject to approval. For consideration, contact a Cy-Fair FCU representative or fill out our online form. A $25 fee will be assessed to process the Skip-A-Payment request.
*APR is Annual Percentage Rate. Loans subject to approval. Rates are determined by an evaluation of applicant credit and may vary. As low as rate starts at 36-month term, for well qualified borrowers. Loan-to-Value percentage allowed for financing may vary above 100% based on credit score, year of vehicle, and add-on products. Other terms and conditions may apply. Contact CFFCU’s Lending Department for best rate offer. We will also consider matching or beating competitor offers that are within reason (proof of rate offer required for consideration). Credit Union membership is required before utilizing any product and/or service by establishing a savings account with $5. Speak to a CFFCU Representative for additional information. CFFCU is an Equal Credit Opportunity Lender. This Credit Union is federally insured by the NCUA.
2 Deductible coverage is available in most, but not all states. Please consult your financing representative for more information. For a complete list of benefits and rules, see the GAP Waiver Election form. The purchase of GAP is voluntary and not required as a condition of loan approval. GAP is a loan/lease deficiency waiver and is not offered as insurance coverage. Applies only to collateral financed by Cy-Fair FCU. A fee applies. Please contact Cy-Fair FCU for more information. Cy-Fair FCU does not warrant, guarantee or insure any service or product offered by any insurance companies. Cy-Fair FCU and insurance companies are separate entities.
3 Extended Warranty (EW) is not an insurance product. For a complete list of terms and provisions see the MIC Automotive Premium Value Protection Plan Agreement available at any branch. The purchase of an EW is voluntary and not required as a condition of loan approval. Enrollment fees apply. EW services are (1) not federally insured (2) not obligations of the credit union and (3) not guaranteed by the credit union or any affiliated entity. Please contact Cy-Fair FCU for more details.