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MONEY MARKET ACCOUNTS

MAXIMIZE YOUR
SAVINGS POTENTIAL

 

NEW: ONYX
MONEY MARKET

An Amazing Top-Tier Rate + Extra Benefits!
Onyx is our premier money market account offering an exclusive, highly competitive rate for daily balances over $500,000! PLUS, enjoy additional special perks!

Rates starting as high as:
4.33% APY*

View Rates | Contact Us

+ Onyx Exclusive Perks show | hide
  • Loan Discount up to 1.00% Off our Non-promotional Consumer Loan Rates
    + Available On: Auto, Recreational Vehicles, Personal/Unsecured, Home Equity
    - Excludes: Mortgage Loans, Credit Cards, Meet or Beat Rate Matches, or Promo Rates
Loan rate discounts are not automatically applied. To take advantage of the loan rate discount, qualifying members must request the discount before the loan is funded. The following loan types are eligible for a rate discount: auto loans, recreational vehicle loans, personal/unsecured loans, and home equity loans. The discount is not limited to a maximum number of loans per member. Rate discount subject to change. Mortgage loans, credit cards, meet or beat rate matches, promotional rates, and existing funded loans are not eligible for the discount.
  • 50% Off Safety Deposit Box
Safety deposit box discount applies to the rental fee only and does not include any additional charges for late payments or damage. Subject to availability. Discount is not automatically applied. Member must request the discount to be applied.
  • Send 4 Free Domestic Wires (every calendar month)
Members may send up to four (4) free domestic wire transfers per calendar month. This benefit resets at the beginning of each calendar month. Fee is not automatically waived and cannot be applied to previously charged wire transfers. Member must request the fee to be waived before finalizing the wire transfer.
  • Free Box of Checks for your Checking Account (1x use; up to $25 value)
Members are eligible to receive one (1) free box of checks for their checking account, up to a maximum value of $25. The offer is a valid for one-time use per member and is non-transferable. Any additional costs beyond the $25 limit are the responsibility of the member. The free box of checks is not automatically applied. Member must request the free box.
  • 5 Fee Protection Waiver Requests per month on the following fees (max value up to $29 per fee):
    • Overdraft/NSF
    • Foreign ATM Fee
    • Cashier Check Fee
    • Online Loan Payment Fee
    • External Funds Transfer Fee
Refunds are not automated. Members must contact us to request a refund of any of the listed fees from the current or prior calendar month when the fee was applied. Fees before the most recent prior month are not eligible for a refund. For example, up to September 30th the member can request a refund of one of the listed fees that occurred in August, but as of October 1st fees occurring in August are no longer eligible.
 
Listed benefits are only available for members maintaining over $100,000 daily balance in a Cy-Fair FCU Onyx Money Market Account. All benefits of this account are not automatically applied – members must request benefits to be applied. All benefits are subject to change at the institution’s discretion. Other restrictions and eligibility requirements may apply.
 

NEW: TANDEM
ADVANTAGE M.M.

Exclusive Rates for CFFCU Checking Account Holders
Unlock higher interest rates and maximize your financial advantage when you combine the power of our Tandem Advantage Money Market with an active CFFCU checking account.

Rates starting as high as:
1.30% APY*

View Rates | Contact Us

ADVANTAGE
MONEY MARKET

An Amazing Top-Tier Rate + Extra Benefits!
Experience the advantages of a straightforward, safe savings option that offers higher returns than traditional savings accounts, all while keeping your funds easily accessible.

Rates starting as high as:
0.50% APY*

View Rates | Contact Us

[{Rates}]

  • Savings and Money Market Rates  [click for rates]

 

[{Advantages}]ADVANTAGES OF A MONEY MARKET ACCOUNT INCLUDE:

Higher Rates

Higher Rates than Standard Savings

Paid Monthly

Dividends Paid Monthly

Transactions

Six Free Account Transactions Each Month

Easy Access

Easy Access to Funds

Grow Your Savings

Safe Means to Grow Your Savings

Insured by NCUA

Federally Insured By The NCUA+

 
 

Open Your Account Today!

Financial Center Representatives

Locations | Contact Us

 
 

1Advantage Money Market accounts require a minimum daily balance of $1,000 to earn interest. Balances that fall below the minimum amount are subject to fees and will not earn interest.  2Tandem Advantage Money Market accounts require an active Cy-Fair FCU Checking Account and a minimum daily balance of $1,000 to earn interest. If the checking account becomes dormant or closed, the Tandem Advantage Money Market Account will convert to the default Advantage Money Market Account. Balances that fall below the minimum amount are subject to fees and will not earn interest. 3Onyx Money Market accounts require a minimum daily balance of $100,000 to earn interest. Balances that fall below the minimum amount are subject to fees and will not earn interest. A minimum daily balance of over $500,000 is required to earn the highest advertised rate of the Onyx Money Market Account.  *APY=Annual Percentage Yield. Regarding all money market account types: Interest rates vary based on account type and daily balance amounts, and may change without notice. Federal regulations limit the number of certain types of withdrawals and transfers from money market accounts to six per month. Excessive transactions may result in fees or account closure. Fees may reduce earnings on the account. Other terms and conditions may apply and are subject to change without notice. Visit with a Cy-Fair FCU representative for full details.

+Your savings are federally insured to at least $250,000 by the National Credit Union Administration (NCUA), a U.S. government agency.