[{Features}]Key Features
This account offers a multitude of features to help you easily and conveniently manage your money. The following add-ons come at no additional cost or requirements.
Online & Mobile Banking{{1}}
Money Management Budgeting Tool
Account Alerts
Mobile Deposit
Mobile Wallet / Mobile Pay
Bill Pay
eStatements
Unlimited check writing
School Spirit Debit Cards
Overdraft Protection
Access to thousands of surcharge-free ATMs nationwide
Access to thousands of Shared Branches nationwide
Earn Monthly Dividends{{2}}
[{Terms}]Terms
$25 Minimum Opening Balance
No Minimum Daily Balance
$7 / Month Service Fee (which can be avoided)
For a Service Fee FREE Account:
You must meet at least ONE of the following criteria each month :
E-Statements & Direct Deposit or any ACH deposit
E-Statements & maintain a daily balance of $1,000
E-Statement & a Mortgage or Home Equity Loan with CFFCU
Over 55 Years of Age
Between the Ages of 14 – 21 years old
For information regarding our Overdraft Protection, please refer to: Overdraft Protection Page | Discretionary Overdraft Privilege Disclosure.
*$25 is required to open and establish an Advantage Plus Checking Account. Please note: a $7.00 fee will be incurred if the monthly criteria to waive the maintenance fee is not met. For maintenance fee free checking you must meet any one of the following criteria: e-Statements & Direct Deposit or any ACH deposit, e-Statements & maintain a daily balance of $1,000, e-Statements & a mortgage or home equity loan with CFFCU, or you are either over 55 years of age or between the ages of 14–21 years old.Contact a Financial Service Representative for additional account information.
1 - Our app is free, but standard rates and fees may apply from your wireless carrier. App Store is a service mark of Apple Inc. Android is a trademark of Google Inc. PLEASE NOTE: Mobile Banking is only available to Cy-Fair Federal Credit Union members who enroll or have previously in CULink@Home Online Banking.
2 - $2,000 average daily balance is required to earn monthly dividends.