[{Recent Changes}]
What Does The Name Change Mean for You?

If you currently have an AdvantagePlus Checking account, this name change will not impact your use of the account. There’s nothing you need to do – your account number, debit card, and all other features will remain the same. You’ll continue to enjoy the benefits you’re used to, now with the added perks of Eclipse Checking.

 
 

New Perks

The Eclipse Checking account now comes with enhanced benefits for those who either pay the monthly service fee or fulfill required account add-ons to waive the monthly service fee*:

  • Loan Discounts
    Enjoy up to 0.50% off our non-promotional consumer loan rates. This discount is available on every qualifying loan, with no limit on the number of loans you can apply it to. Here’s what it covers:
    1. Auto Loans
    2. Recreation Vehicle Loans
    3. Personal/Unsecured Loans
    4. Home Equity Loans

      5. Note: This discount does not apply to Mortgage, Credit Card, or promotional rate loans. Loan rate discounts are not automatically applied. To take advantage of the loan rate discount, qualifying members must request the discount before the loan is funded.

  • Fee Protection Waivers
    Receive 2 Fee Protection Waivers each calendar month on select fees, with a maximum value of up to $29 per refund. You can use these waivers on:
    1. Foreign ATM Fees
    2. Cashier Check Fees
    3. Online Loan Payment Fees
    4. External Funds Transfer Fees
    5. Overdraft/NSF Fees

      6. Note: Refunds are not automated. Members must contact us to request a refund of any of the listed fees from the current or prior calendar month when the fee was applied. Fees before the most recent prior month are not eligible for a refund. For example, up to September 30th the member can request a refund of one of the listed fees that occurred in August, but as of October 1st fees occurring in August are no longer eligible.

*The loan discount and fee protection waiver perks are not available for Eclipse checking account holders who already enjoy the perk of having the monthly service fee automatically waived without the requirement of account add-ons to waive that fee because of their age category.

 
 

[{Features}]Key Features

This account offers a multitude of features to help you easily and conveniently manage your money.  The following add-ons come at no additional cost or requirements.

  • Online & Mobile Banking{{1}}

  • Money Management Budgeting Tool

  • Account Alerts

  • Mobile Deposit

  • Mobile Wallet / Mobile Pay

  • Bill Pay

  • eStatements

  • Unlimited check writing

  • School Spirit Debit Cards

  • Overdraft Protection

  • Access to thousands of surcharge-free ATMs nationwide

  • Access to thousands of Shared Branches nationwide

  • Earn Monthly Dividends{{2}}

 

[{Terms}]Terms

  • $25 Minimum Opening Balance

  • No Minimum Daily Balance

  • $7 / Month Service Fee (which can be avoided)

For a Service Fee FREE Account:

You must meet at least ONE of the following criteria each month :

  • E-Statements & Direct Deposit or any ACH deposit

  • E-Statements & maintain a daily balance of $1,000

  • E-Statement & a Mortgage or Home Equity Loan with CFFCU

  • Over 55 Years of Age 

  • Between the Ages of 14 – 21 years old

For information regarding our Overdraft Protection, please refer to: Overdraft Protection Page |  Discretionary Overdraft Privilege Disclosure.

*$25 is required to open and establish an Advantage Plus Checking Account. Please note: a $7.00 fee will be incurred if the monthly criteria to waive the maintenance fee is not met. For maintenance fee free checking you must meet any one of the following criteria: e-Statements & Direct Deposit or any ACH deposit, e-Statements & maintain a daily balance of $1,000, e-Statements & a mortgage or home equity loan with CFFCU, or you are either over 55 years of age or between the ages of 14–21 years old.Contact a Financial Service Representative for additional account information.

1 - Our app is free, but standard rates and fees may apply from your wireless carrier. App Store is a service mark of Apple Inc. Android is a trademark of Google Inc. PLEASE NOTE: Mobile Banking is only available to Cy-Fair Federal Credit Union members who enroll or have previously in CULink@Home Online Banking.

2 - $2,000 average daily balance is required to earn monthly dividends.