[{Features}]Features

Fresh Start Checking is for those members who do not qualify for the Advantage Plus Checking Account due to negative activity reported to ChexSystems by another financial intuition.

  • Online & Mobile Banking {{1}}

  • Money Management Budgeting Tool

  • Account Alerts

  • Bill Pay

  • eStatements

  • Unlimited check writing

[{Terms}]Terms

  • $25 Minimum Opening Balance

  • No Minimum Daily Balance

  • $10 / Month Service Fee with Direct Deposit  - or - $15 / Month Service Fee without Direct Deposit

  • This account does not earn dividends  

  • Not eligible for overdraft protection

  • After 12 months the account may be re-evaluated at the member’s request to be converted to an Advantage Plus Checking Account

  • The credit union reserves the right to close the account if there are excessive unpaid items, repeated abuse of the debit card or if the account balance remains negative for a period of 10 days or more.

*$25 is required to open and establish an Advantage Plus Checking Account. Please note: a $7.00 fee will be incurred if the monthly criteria to waive the maintenance fee is not met. For maintenance fee free checking you must meet any one of the following criteria: e-Statements & Direct Deposit or any ACH deposit, e-Statements & maintain a daily balance of $1,000, e-Statements & a mortgage loan with CFFCU, or you are either over 55 years of age or between the ages of 14–21 years old.Contact a Financial Service Representative for additional account information.

1 - Our app is free, but standard rates and fees may apply from your wireless carrier. App Store is a service mark of Apple Inc. Android is a trademark of Google Inc. PLEASE NOTE: Mobile Banking is only available to Cy-Fair Federal Credit Union members who enroll or have previously in CULink@Home Online Banking.